Bionic Point Part of the Bionic Group

Why Use Think Business Loans?

  • Think BulbAccess to rates as low as 1.8%
  • Think BulbFlexible working capital facilities from 0.8% per month
  • Think BulbAccess to funds in 24 hours
  • Think BulbUnsecured Business Loans up to £1,000,000
  • Think BulbExclusive products and rates

Think Business Loans was founded on the belief that SME’s deserve access to fair and uncomplicated funding solutions to allow growth and opportunity in the UK. We are the first and only UK commercial finance brokerage that combines human expert lending managers and world beating technology.

Whole Market Coverage

High street


Barclays Lloyds Bank Natwest Royal Bank of Scotland Santander

Challenger banks


Aldermore Atom Bank Interbay Commercial Metro Bank Paragon Shawbrook Bank

Alternative lending market


Iwoca Bibby Financial Services Newable inFund esme Just Cashflow fleximize

5 Simple Steps to Funding your Business

  1. Quick Consultation

    We understand that every business is unique and It’s important to us that we find you the right funding - Which means our experts will need to have a quick 5 min call to discuss your particular requirements.

  2. iFunds Matching Technology

    Our State of the Art technology can match your business against the 100s of potential options and facilities instantly. Allowing us to offer real quotes, from genuinely eligible funding options.

  3. Upload Your Supporting Documents

    Lenders will require supporting documents as evidence of turnover and performance. Connect via secure Open Banking connectivity or upload to your account.

  4. Monitor Your Application In Real Time

    Our iFunds Platform allows you to get on with running your business. Make the lender work for you by applying to multiple options. Allowing lenders to 'Bid Up' on your application, driving rates and fees down.

  5. Receive Your Funds

    We’ll handle everything, including all contracts and documents and ensure you receive your funds fast. Your personal Lending Manager will always be on hand to answer any queries, or to investigate further funding.

See our clients reviews

We've helped 1000's of Businesses like yours realise their potential

What are today's rates?

Below are a selection of the cheapest rates available in the market today via Think Business Loans.

2.38%

Asset Finance

0.49%per month

Bridging Loans

1.87%

Commercial Mortgages

1.80%

Unsecured Business Loans

0.40%per month

Working Capital

Matching Technology

Our iFunds technology is an Industry Leading Matching Platform that matches your criteria and searches over 200 lenders instantly.

We understand as a busy business owner your time is precious, and it typically takes around 3 short minutes to use our matching platform to Compare Business Loans, to help you search and compare over 200 commercial lenders, enabling you to genuinely assess ALL the best options for your business, finding you a genuine offer and rate instantly.

“That’s 3 minutes VS 180 hours applying directly to each lender”

We’re unlike other ‘Comparison Sites’, we understand your need to assess the ACTUAL options available to you, and not just a marketing list of lenders… we use real technology to connect our systems and website directly into every lender… allowing us to be the only online broker to offer you rates instantly.

Speak to an expert now 0203 880 9880